About Life Planning for Special Needs Financial planning is a partnership built on trust and integrity. Although this is always important, it is especially vital to families with special needs. Thomas P. Kroehle, Jr., TJ as he is known, is an independent financial planner, who works with families with special needs. He understands the importance of developing a strategic, long-term financial plan that takes into consideration their very unique circumstances. His philosophy centers on the cornerstone of the strength of the family unit. TJ helps clients understand their need to develop the appropriate wills and trusts. He helps them see the need for a “Letter of Intent”, which defines their special needs person’s hopes, dreams and desires through a lifetime strategy. He is knowledgeable in government programs that aid special needs families, and he coaches families in how to obtain government aid, such as SSI. More importantly he helps the family understand how to maintain those government programs throughout their loved one’s lifetime. Backed by a team of dedicated professionals and committed to service and growth, TJ strongly believes in building long-term relationships with clients. TJ helps clients understand their current financial situation and define their future goals for their whole family as well as their special needs member. Whether it is insurance and estate planning, a secure retirement, or leaving a legacy, every person, family and situation is unique and requires customized and highly personalized solutions. Life Planning for Families of Special Needs is a firm that specializes in the field of Life Planning for both families and individuals with disabilities. He frequently speaks to state and local groups such as ARC, Life Path, Down Syndrome Guilds, Autism Societies, Region X and XI, various ISD’s and other similar organizations. TJ holds a Bachelor of Science in Business Administration with an emphasis in Finance from Franklin University, a Bachelor of Science in Mechanical Engineering Technology from the University of Dayton, and an Executive Masters of Business Administration from the Edwin L. Cox School of Business. He holds an Accredited Fiduciary Investment Advisory designation.